Who is Eligible to Refinance?

College graduates who are:

  • U.S. citizens or permanent residents who have graduated from an approved public or private not-for-profit school

  • In repayment or grace on one or more outstanding private or federal student loans

  • Able to meet Wright-Patt Credit Union's standard underwriting criteria (a cosigner may be necessary and may also help you qualify for a lower rate)

  • Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)