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Financial Literacy

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What Do You Really Need for College? Needs Versus Wants

Starting college and living on your own for the first time can help you realize rather quickly that these items you think you “need” may not be necessities after all. Five dollar coffees may be relatively easy to cut out of your daily budget, but there are larger items that can cause ripple effects on your finances.

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How Do Student Loans Affect Your Credit Score

We recently talked about how your credit (or lack thereof) can affect your eligibility for student loans. But there’s another important way student loans and credit are tied to one another. Once your student loans go into repayment, the way you handle those payments can have an impact on your credit score - for better or for worse. Continue reading...

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College Student Loan Myths Busted

The news these days is filled with stories about the student loan burden: students graduating with back-breaking debt, whether or not it’s even worth going to college, and how much student loan debt is ok to have. These are all important topics that college students should pay attention to. What’s not so good are the myths that are circulated among students and graduates. This article will clear up some misconceptions you may have heard about student loans.

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